Hello, what is up guys and today in this article we're gonna be talking about Phishing scams


What is Phishing scam or Phishing attack?

So a lot of people have heard the term phishing scam but many people don't know what it is. The best way to describe a phishing scam is when you receive an email and that email looks like it comes from a trusted organization and then in that email there's a link that's basically a web address and you click on that link and it takes you to a malicious website and that malicious website main goal is to record your confidential information and that's really what the whole point of a phishing scam is is to steal your confidential information. 


What is Phishing scam or Phishing attacks?


What are the things you need to know about phishing scams?

When you receive an email from a trusted organization let's say it's something like your financial institution or maybe it's PayPal, Paytm or Amazon or maybe even like Facebook and you receive the email and it'll generally have a storyline like "Hey recently your account was locked out and you need to click on this below link so you can go unlock that account" and the roots way you're gonna do that, of course, is to enter in some confidential information. Other times all the stories saying "Your accounts about to be locked out and if you don't go and update your information right away then you won't have access to it ever again". Silly stories like this that are designed to freak you out and make you click on that link and make you enter in that confidential information.


What do you need to remember about phishing scams?

What you need to remember is do not click any link from any messages. There are a few things that you can watch for though that are pretty tell signs. 


1). Check for grammatical errors.

The first one the most obvious one is grammatical errors. A lot of times these hackers that are writing these particular attacks are coming from other countries. So they don't have the grasp of the English language. So what you're looking for is a lot of typos a lot of things whether it's just bad spelling look at it. So that's a really good indication that it's probably a phishing scam.


2). Check your name on that email.

If your name is not in the email that is a pretty big sign. That letter should gently start with Dear and then your name that would be a very good indication to me that at least they know who I am and they're communicating with me directly and it's not just some you know generic letter that's going out to everybody. If the email starts with a dear customer or a lot of dear valued customer these are signs that they don't have any idea who you are so they're just sending a generic letter out to everybody another really good thing for you to be watching for. 


3). Email address instead of Name.

Now sometimes I'll try to get a little creative and they'll say dear and then your email address and their idea is Hey maybe if we put the email address in there you'll recognize that and you'll think that we know you. Now, of course, the reality is they got your email address from a mailing list and a lot of times people say NO I'm not on any mailing list trust me your email address is on thousands of mailing lists no matter how hard you've tried to protect it. So if you see that Dear and then your email address that is a major red flag and you should be very suspicious of that kind of email now. 


4). Properly look for Fake emails.

All that said you have to have your name in the email. That does not make it a legitimate email you still have to be suspicious and therein lies the problem. Sometimes phishing scams look very real you can receive an email and it'll have your name maybe even first and last name. It'll also have the organization that you're doing business with might have their logo in the top it'll be written perfectly. So therein lies the bigger problem what do you do when you receive an email that looks completely legitimate? It came from the unfortunate answer is sometimes you're not gonna be able to tell the difference between a real email and a phishing scam and that's why you just need to have an alternate plan. You need to be able to deal with every email you receive in the same way no matter how legitimate it looks and make sure that you will never become the victim of identity theft. So the first thing that you should know is that a trusted organization is never going to send you a distrustful email asking you to click on a link where to go to a whole website and entering confidential information it's just not gonna happen. Organizations know better than that. 


Now if you receive an email and it comes from an organization that you trust and they do have that scenario where they want you to click a link and go in or in confidential information, stop don't click the link. Instead, contact the organization give them a call and say hey I received an email can I trust this email? You don't want to trust the phone number that was listed in the email that was sent to you because who knows who sent that to you. So the best thing you can do let's say for example it's from financial institution then open up your wallet or your purse pull out your debit card look at your debit card there's gonna be a phone number on that card use that phone number call them up explain the scenario and they're either gonna say yeah it's something from us you're fine to use that or they gonna say oh my gosh we didn't send that email thank you for bringing that to our attention do not trust that site. 


In situations when you're dealing with an online retailer you need to go to their website and find out what the contact information is the best thing you can do is just go to their official website. You're gonna find a contact us button click on that contact us button it's gonna pull up information on how you can reach out to them. They can protect you from becoming an identity theft victim. 


Article recap

So to recap if you receive an email that comes from a trusted organization and it wants you to click a link to go to their website STOP! Do a little bit of research first. Does the email look suspicious? Does it have grammatical errors? Do not trust that email if the email doesn't have your name in it. Your first and or last name again you want to stop don't trust that email these are signs that there could be a potential problem everything looks legitimate. However, that particular email wants you to click that link and go to a site where you have to enter in confidential information again STOP don't do it and contact the official organisation.


Alright, guys, those were the signs for phishing scams. if you guys want more articles like this then click on that bluebell icon on your left-hand side and if you find this article useful then share it to your friends and family members and thanks for reading my article.